MAIL TO:
Claims & Legal Services
Adventist Risk Management
12501 Old Columbia Pike
Silver Spring, MD 20904
claims@adventistrisk.org
Fax (301) 680-6878
Phone:  (301) 680-6870

ACE American Insurance Company
Personal Effects and Money Claim Form

COMPLETE IN DETAIL TO ENSURE PROMPT HANDLING

Any person who knowingly presents a false or fraudulent claim for payment of loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Insured Information	

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Name of Insured:		
Last Name	First  Name	M.I.	Member ID #
Name of Covered Person	
Last Name	First  Name	M.I.	Date of Birth

Home Address	
# and Street	City/Town	State	Zip Code
Email Address:	Home Telephone  (	)	Business Telephone  (	)	
Travel Details	
Type of Travel: Business/Holiday:	
Date of loss/damage/theft:	Country in which theft occurred:	
Details of loss/damage/theft:	
To whom was loss/damage/theft reported (please provide copy of report)	Date loss/damage/theft reported:	
If article(s) lost/stolen: Describe steps taken regarding recovery of the article(s)
(Please provide any printed evidence)	
If article(s) damaged: Supply estimates for cost of repairs or documentation from a reputable dealer confirming irreparable damage.
(Please provide receipts/estimates/invoices)	

Is any property lost/damaged/stolen insured by any other insurance company?	Yes	No

If YES, please supply name, address, telephone number and policy number:

Please supply name, address, telephone number and policy number of homeowners/household contents insurers:	

Have you had any previous claims on this type of insurance?	Yes	No

If YES, please give full details with relevant dates:	
Notes:
1.	All losses should be reported to the local police and a report obtained. This should be forwarded to Adventist Risk Management, Inc..

2.	All losses or damaged property which occurred while in the custody of an airline should be reported and a Property Irregularity Report Form obtained. This should be forwarded to Adventist Risk Management, Inc., together with the ticket stubs.	
BY SIGNING BELOW I HEREBY CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE AND BELIEF	
AUTHORIZATION and ASSIGNMENT OF BENEFITS

I, the undersigned authorize any hospital or other medical-care institution, physician or other medical professional, pharmacy, Insurance support organization, governmental agency, group policyholder, Insurance company, association, employer or benefit plan administrator to furnish to the Insurance Company named above or its representatives, any and all information with respect to any injury or sickness suffered by, the medical history of, or any consultation, prescription or treatment provided to, the person whose death, injury, sickness or loss is the basis of claim and copies of all of that person’s hospital or medical records, including information relating to mental illness and use of drugs and alcohol, to determine eligibility for benefit payments under the Policy Number identified above. I authorize the
policyholder, employer or benefit plan administrator to provide the Insurance Company named above with financial and employment-related information. I understand that this authorization is valid for the term of coverage of the Policy identified above and that a copy of this authorization shall be considered as valid as the original.

I agree that a photographic copy of this Authorization shall be a valid as the original.
I understand that I or my authorized representative may request a copy of this authorization.
I understand that I or my authorized representative may revoke this authorization at any time by providing the insurance company with written notification as to my intent to revoke.	
Signature of Insured or Authorized Representative	Dated	
Address:	

Please Complete Other Side

Claim Itemization	

Description of Item Lost/Stolen/Damaged	Owner of
Property	
Date of Purchase	Original Purchase
Price	
Receipt/ Estimate Attached?	
					Yes / No	

						

						

						

						

						

						

						

						

						

						

						

						

						

						

Total Sum Claimed

Please provide receipts or replacement estimates from a reputable dealer for items $150 or over.

The laws of some states require us to furnish you with the following notices:

WARNING.  Any person who knowingly:

Alaska: and with intent to injure, defraud, or deceive an insurance company ﬁles a claim containing false, incomplete, or misleading information may be prosecuted under state law.

Arizona, Arkansas and Rhode Island: presents a false or fraudulent claim for payment of a loss or beneﬁt is subject to criminal and civil penalties, or
speciﬁc to AR and RI: presents false information in an application for insurance is guilty of a crime and may be subject to ﬁnes and conﬁnement in prison.

California:  For your protection California law requires the following to appear on this form:
Any person who knowingly presents false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to ﬁnes and conﬁnement
in state prison.

Delaware: and with intent to injure, defraud or deceive an insurer, ﬁles a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

District of Columbia: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or ﬁnes. In addition, an insurer may deny insurance beneﬁts if false information materially related to a claim was provided by the applicant.

Florida: and with intent to injure, defraud, or deceive any insurer, ﬁles a statement of claim or application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

Idaho and Indiana: and with intent to defraud or deceive any insurance company, ﬁles a statement of claim containing any false, incomplete, or misleading information (for Idaho) is guilty of and (for Indiana) commits a felony.

Kentucky, New York and Pennsylvania: and with intent to defraud any insurance company or other person ﬁles an application for insurance, or ﬁles a statement of claim, containing any materially false information or conceals, for the purpose of misleading, information concerning any material fact thereto commits a fraudulent insurance act, which is a crime, speciﬁc to PA: subjects such person to criminal and civil penalties and speciﬁc to NY: shall also be subject to a civil penalty not to exceed ﬁve thousand dollars and the stated value of the claim for each such violation.

Louisiana, New Mexico, Texas and West Virginia: presents a false or fraudulent claim for the payment of a loss (or speciﬁc to LA, TX and W VA: who knowingly presents false information on an application for insurance) is guilty of a crime and may be subject to ﬁnes and conﬁnement in state prison, (or speciﬁc to NM: to civil ﬁnes and criminal penalties.)

Maryland:  and willfully presents a false or fraudulent claim for payment of loss or beneﬁt or who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to ﬁnes and conﬁnement in prison.

New Jersey: ﬁles a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

Ohio: with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or ﬁles a claim containing a false or deceptive statement is guilty of insurance fraud.

Oklahoma: and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

Oregon:  and with intent to defraud any insurance company or other person ﬁles an application for insurance or a statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material hereto, may be subject to prosecution for insurance fraud.

Puerto Rico: and with the intention of defrauding presents false information in an insurance application, or presents, helps, or causes the presentation of a fraudulent claim for the payment of a loss or any other beneﬁt, or presents more than one claim for the same damage or loss, shall incur a felony and, upon conviction, shall be sanctioned for each violation with the penalty of a ﬁne of not less than ﬁve thousand (5,000) dollars and not more than ten thousand (10,000) dollars, or a ﬁxed term of imprisonment for three (3) years, or both penalties. If aggravating circumstances are present, the penalty thus established may be increased to a maximum of ﬁve (5) years; if extenuating circumstances are present, it may be reduced to a minimum of two (2) years.

WARNING:

Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, ﬁnes, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.

Hawaii: Presenting a fraudulent claim for payment of a loss or beneﬁt is a crime punishable by ﬁnes or imprisonment, or both.

Maine/Washington: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, ﬁnes or a denial of insurance beneﬁts.

Minnesota: A person who ﬁles a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

New Hampshire: Any person who, with a purpose to injure, defraud or deceive any insurance company, ﬁles a statement of claim containing any false, incomplete or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638.20.

Tennessee and Virginia : It is a crime to knowingly provide false, incomplete or misleading information to an insurer or insurance company for the purpose of defrauding the insurer or insurance company. Penalties include imprisonment, ﬁnes and denial of insurance beneﬁts.